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Tested with real money by our research desk: bonus terms verified, payouts timed, licensing checked. Here is everything you need to decide if TD Ameritrade deserves your bankroll.
Score verified by our research desk. Terms apply. 21+ (18+ in some regions). Please gamble responsibly.
TD Ameritrade is a online broker founded in 1975 — 51 years in operation — and currently holds a 8.8/10 composite score in our audit, based on real-money testing across account opening, deposits, platform quality, and timed withdrawals.
The platform covers Stocks, options, futures with a $0 minimum and withdrawal settlement of 1-3 days in our fee audit. We measure total cost of ownership — spreads, FX conversion, margin rates, and inactivity fees — rather than trusting headline commission claims.
TD Ameritrade is regulated by SEC, FINRA, SIPC, with client funds held in segregated accounts. Investor protection schemes cover securities if the broker itself fails; market losses are never insured.
Current incentive: thinkorswim Platform Access. Unlike sportsbook bonuses, incentives in this category rarely carry wagering requirements — they are typically fee rebates, free assets, or feature access delivered after qualifying activity.
Check the qualifying conditions (minimum deposit, trade volume, or holding period) in the promotion terms before signing up, and never let a signup reward decide a platform choice on its own — fees and safety matter far more over time.
In our most recent payout trials, TD Ameritrade processed withdrawals in 1-3 days via its fastest supported method. Minimum deposit starts at $0.
Two habits keep cashouts fast anywhere: withdraw to the same method you deposited with (mismatches trigger manual review), and submit requests on weekday mornings when fiat rails batch-process during banking hours.
At 8.8/10, TD Ameritrade is a solid, dependable choice with genuine strengths. Its defining strength is thinkorswim power users (now schwab).